|
Low rates and fees through knowledge and expertise !
We believe our job is to provide you, the consumer, with the information needed to make the important and necessary decisions
We have much experience with vacation/second home purchases and refinances. We also work with many self employed borrowers and entrepreneurs.
Mortgages, Mortgage Brokers, and Refinance
For many people, buying a home means taking on the biggest financial obligation of their lives. It can be exciting - and scary. Few people have the cash to purchase a house outright. Usually, it's necessary to borrow money, either from a bank, a lender, a government program, or some other lending institution.
Yet all of them have different rules, lending rates, and ways of calculating closing costs. The application process itself can be intimidating, especially if you have poor credit, bad credit, or no credit history at all. Certain lenders may not even approve loans for credit-impaired borrowers.
So how do you find lenders who will? Or what if you own a home and want to take advantage of lower interest (APR, or annual percentage rate)? Refinancing is an excellent way to lower monthly payments and consolidate credit card debt. But who will guide you in evaluating contract terms and deciding the best time to refinance or take out a second mortgage?
That is where the expertise of Mendocino Mortgage can save you time and money.
|
